Our home is probably one of our most precious possessions because it where we shelter our beloved family. We always want to keep our home in top condition so that it continues to be a beautiful and safe haven four your family. But if your home is one of the 40% of American homes that contain a certain degree of health and safety hazards and you just don’t have the funds for that much needed repair, your best option is to look for a home repair loan. The good news is, the US Government extends grants to homeowners needing to have their homes fixed or restored to its original beauty.
Here are a few tips on how to obtain Government grants for home repair:
The first thing to do is to determine if you are eligible for a government grant. A grant is free money which you can use for home repair but because it is free, the requirements are a bit stringent on who is and who is not eligible. Visit your local housing nonprofit organization, chamber of commerce, or your local DHU Development Office. They may be able to give you the names of nonprofits or agencies that could help or they can help you obtain a block grant for community development – it is the money that is allocated for community needs from affordable housing to home repairs.
It is also worthwhile to stay in the know for any government programs directed at providing assistance to homeowners for much needed home repair and maintenance. For instance, the Department of Agriculture in the US has what they call the “Very Low Income Housing Repair Program” or the “Rural Housing Repair and Rehabilitation Grant” with the latter being available only to homeowners 62 years of age and older. In any case, stay tuned to all government programs in your community and with a little effort, you might just be the recipient of the next grant release.